Terms of Service

Last updated: February 1, 2025

1. Acceptance of Terms

By accessing or using Bizcalc Tools ("the Site"), you agree to be bound by these Terms of Service and all applicable laws and regulations. If you do not agree with any of these terms, you are prohibited from using or accessing this Site. These terms apply to all visitors, users, and others who access or use the Site.

2. Use License

Permission is granted to temporarily use the calculators and content on Bizcalc Tools for personal, non-commercial transitory viewing only. This is the grant of a license, not a transfer of title. Under this license you may not: modify or copy the materials; use the materials for any commercial purpose; attempt to decompile or reverse engineer any software contained on the Site; remove any copyright or other proprietary notations from the materials; or transfer the materials to another person or "mirror" the materials on any other server.

3. Disclaimer of Warranties

The calculators and content on Bizcalc Tools are provided on an "as is" basis. Bizcalc Tools makes no warranties, expressed or implied, and hereby disclaims and negates all other warranties including, without limitation, implied warranties or conditions of merchantability, fitness for a particular purpose, or non-infringement of intellectual property or other violation of rights. We do not warrant or make any representations concerning the accuracy, likely results, or reliability of the use of the materials on the Site or otherwise relating to such materials or on any sites linked to this Site.

4. Limitation of Liability

In no event shall Bizcalc Tools or its suppliers be liable for any damages (including, without limitation, damages for loss of data or profit, or due to business interruption) arising out of the use or inability to use the materials on Bizcalc Tools, even if Bizcalc Tools or a Bizcalc Tools authorized representative has been notified orally or in writing of the possibility of such damage. Because some jurisdictions do not allow limitations on implied warranties, or limitations of liability for consequential or incidental damages, these limitations may not apply to you.

5. Not Financial Advice

All calculators, tools, and content on Bizcalc Tools are provided for informational and educational purposes only. Nothing on this Site constitutes financial, investment, legal, tax, or accounting advice. Calculator results should not be used as the sole basis for any financial decision. Always consult with qualified professionals before making significant financial or business decisions. See our Financial Disclaimer for more information.

6. Accuracy of Information

While we strive to ensure all calculators use correct formulas and provide accurate results, Bizcalc Tools does not warrant that the information on this Site is complete, accurate, or current. We reserve the right to make changes to the content at any time without notice. We do not make any commitment to update the materials.

7. Links to Third-Party Sites

Bizcalc Tools has not reviewed all of the sites linked to its website and is not responsible for the contents of any such linked site. The inclusion of any link does not imply endorsement by Bizcalc Tools of the site. Use of any such linked website is at the user's own risk.

8. Intellectual Property

The content, design, graphics, and other materials on Bizcalc Tools are protected by copyright and other intellectual property laws. You may not reproduce, distribute, modify, create derivative works of, publicly display, or otherwise exploit any content from this Site without our express written permission.

9. Governing Law

These terms and conditions are governed by and construed in accordance with applicable laws, and you irrevocably submit to the exclusive jurisdiction of the courts in that location.

10. Changes to Terms

Bizcalc Tools reserves the right to revise these terms of service at any time without notice. By using this website you are agreeing to be bound by the then current version of these terms of service.

11. Contact

If you have any questions about these Terms of Service, please contact us at hello@bizcalctools.com.